Opinion/Risk management
Cyber risks are silent, deadly and often mundane
Fear of submarine-like attack overshadows more dangerous, less scary cyber threats
Why traders ignore risks and go full speed ahead
Incentives often drive excessive risk-taking, while caution is punished
Risk management: different industries, different drivers
Energy firms get wise on credit risk; asset managers tackle op risk
Fundamentally fraught: the chaotic last weeks of the FRTB
Quick fixes should have no place in a sweeping three-year reform project
Operational risk: what do the regulators expect?
Ariane Chapelle offers some advice on how to avoid unnecessary scrutiny from supervisors
Comparing alternative mixing models for external operational risk data
Mixing, not scaling, best approach for using external losses
Indos: hedge funds switch from depositories affiliated to administrators
Conflict of interest poses operational risk if one part of group oversees affiliate
Time to get back to the real business of stress testing?
Bank supervisors should focus on improving internal stress-testing all year round
To breach or not to breach: Mifid II and the reporting wrangle
Rules double down on existing clash with national privacy laws
And so, farewell: David Rowe's final risk analysis column
After 16 years as our risk analysis columnist, David Rowe looks back at a recurring challenge
'Have your cake and eat it': efficient op risk reporting
Cakes and candles can help risk managers get flavour right, argues Ariane Chapelle
Potential for catastrophe lurks in complex systems
Human failings can subvert well-intentioned efforts to avoid disaster
Reining in capital models is bad for risk management
AMA's likely demise is latest sign of worrying trend in bank capital rules
A key risk indicator approach to mitigating rogue trading behaviour
KRIs for rogue trading are vital defence against multi-billion-dollar losses from unauthorised trading
How cultural 'bleed' across banks could reinforce op risks
Common cultural practices may span the divides between financial institutions – promoting common operational risks
BNY Mellon highlights dangers of unknown Sifis
Outsourcing and concentration could create inadvertent keystone companies
Increased legal entity identifier issuance improves reporting
Growing LEI issuance has improved reporting, but what comes next?
Upwardly mobile: how UK lawmakers are tackling mobile payments
An analysis of the regulatory framework for mobile payments and payment systems
Risk and reward: how banks in Asia reacted to volatility and hedging demands
Falls in commodity prices and equity indexes have tested investors' risk appetite
How insurers can prepare for EU anti-money laundering directive
Hill Dickinson lawyer outlines his view
Locking in returns using quanto structured products
Hedges required to lock in performance on constant currency terms impact product pricing
Chinese slump demonstrates the weakness of 'government puts'
Unquestioning trust underlies most catastrophes
Spotting the patterns of terrorist financing
Banks must recognise weak points and likely signs of Isis funding