House of the Year, Thailand

Siam Commercial Bank

Siam Commercial Bank (SCB) has led the way in the Thai banking sector during a challenging 12 months. The bank is one of the few in the country to have avoided any significant losses on its balance sheet in this turbulent period, illustrating the strength of its risk management processes and systems.

Unlike many other financial institutions in the country, SCB eschewed putting money into complex collateralised debt obligations (CDOs) pitched to it by foreign banks over the p

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