Looking to the future

Q&A

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Q. Swedish insurance and occupational pension fund regulations are 20 years old. Why has the Finansinspektionen decided that now is the right time to change the way liabilities are discounted to a yield curve approach? And why introduce the 'traffic light' stress test at the same time?

A. The timing for developing a new supervisory framework was triggered by two things: first, when I came to office two and a half years ago, it was a very difficult period for life insurance companies in Sweden

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The future of life insurance

As the world constantly evolves and changes, so too does the life insurance industry, which is preparing for a multitude of challenges, particularly in three areas: interest rates, regulatory mandates and technology (software, underwriting tools and…

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